Hybrid Plans

If your team has a wide range of needs, or your group plan isn’t pulling its weight, hybrid benefits give you more power and flexibility. But, most providers don’t help you structure them properly, or employees don’t know how to use them.

Flexibility for Your Growth

Why Choose a Hybrid Plan?

We help you design hybrid plans that combine traditional group benefits with Health Spending Accounts. You get predictability and structure where you need it - plus choice and freedom where it matters most to your team.

Modular Design
Combine core services with optional add-ons.
Scalable Support
Adjust your plan as your workforce evolves
Cost-Efficient Customization
Tailored solutions without custom pricing from scratch.
All-Inclusive Essentials

How Hybrid Plans Work

Build the foundation—and add what fits your team best.

Hybrid plans start with the essentials, then scale with your business. We make sure you're compliant, supported, and free to tailor your plan with optional add-ons that drive retention, flexibility, and long-term value.

Core health and wellness benefits
Simple structure your team can actually use
Add what matters most to you
Add-ons include HSA or group enhancements, mental health supports, tax strategy integration, and more.
Designed for Your Business

Who It’s For?

Companies with multi-generational workforces
Businesses scaling benefits in phases
Firms that want flexibility without giving up structure

Frequently Asked Questions

A hybrid plan combines the structure of traditional group benefits with additional flexibility to suit your needs. It gives your team predictable coverage while allowing room for personalization — all while keeping your costs efficient and under control.

Hybrid plans are ideal for small to mid-sized businesses that want to offer a competitive benefits package without the complexity or cost of fully traditional plans. If your team has diverse needs or you want to balance structure and flexibility, a hybrid approach gives you the best of both worlds.

Absolutely. Every business is different, and we work with you to design a plan that fits your goals, team needs, and budget. Whether you want to start simple or build something more robust, we tailor the structure to support both your people and your bottom line.

Get In Touch With Us

Ready to see what benefit options there are to support your organization? Click the button to book a consultation, or take our quiz if you're unsure where to start!