Group Pension Plans
When people know they’re building something long-term, they show up differently. A group pension isn’t just a benefit, it’s a loyalty engine.
Yet, many small businesses skip retirement plans, assuming they’re too complex or costly. Without one you risk losing great people to bigger employers offering more than just a paycheck.
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Group Pensions That Turn Jobs Into Careers
Custom Group Services helps you offer group retirement plans - like RRSPs, DPSPs, or hybrid structures - that are easy to set up, manage, and scale.
Whether you're adding pensions to an existing benefits plan or starting fresh, we’ll find the right model for your team and handle all the heavy lifting.
You’re not just giving your team a savings tool, you’re sending a message: we value your future here.
A Future-Focused Advantage for the Workplace
Retirement plans aren’t just for big companies. We make it easy to offer competitive group pensions that attract top talent and show your team you’re in it for the long haul.
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Retain Great People Longer
Employees with pensions are more likely to stay. A retirement plan helps turn short-term staff into committed team members.
Fully Supported Setup and Management
We guide you through every step—from selecting a plan type to educating employees and handling CRA compliance.
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Tax-Deductible for You, Tax-Smart for Them
Pension contributions reduce your business taxes while helping your team build wealth—everyone wins.
Vesting Options That Protect Your Investment
Choose vesting rules that reward loyalty and reduce turnover. Keep benefits aligned with your retention strategy.
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Advantages of Group Pension Plans with Custom Group Services
Empower your team to save without stress, and grow your business with confidence.
What Our Clients Say
We’ve been working with (CGS) for 10+ years, and they’ve provided excellent support. They take time to make sure we understand what’s going on, especially when it comes to benefits, which can feel overwhelming.
Toolrite Engineering
As a business owner, I’m used to taking care of everyone else first - but (Custom Group Services) made sure I had a plan that actually took care of me and my family.
CR Contractor
Choosing the right benefits plan felt overwhelming. I reached out for guidance, and it made all the difference. Without that conversation, I would’ve just picked a standard plan and missed out on better options.
Dr. Matt, MCFP
My family needed more benefit coverage ... I was introduced to MyHSA. It turned out to be the perfect fit. I’m so glad I asked for advice instead of settling for the default option.
Meg, Realtor
Working with (CGS) is easy as they walk you through each step and help you get to where you want to go. They helped along each step in implementing a plan for our workforce that aligned with our business plan.
Sound HR Associates Inc.
Frequently Asked Questions
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It’s a workplace retirement plan that allows employees to save for the future, with optional employer contributions to support their long-term financial wellness.
Common options include Group RRSPs, Defined Contribution Pension Plans, and Deferred Profit Sharing Plans (DPSPs).
It helps attract and retain staff, promotes financial security, and offers tax benefits for both the employer and employee.
No, but they are becoming an expected part of competitive compensation, especially in professional and tech-driven industries
Yes. Plans can be offered to specific classes of employees (e.g., full-time, managers), depending on your business strategy.
You set contribution levels, choose plan providers, and help facilitate payroll deductions. Providers often assist with onboarding and ongoing employee education.
Most providers require at least 2 employees and a minimum annual contribution (e.g., $10,000) to set up a group retirement plan.
It's time for a change.
Our clients are choosing Custom Group Services because they want more than the status quo. We focus on smart, flexible plans -built for your business and backed by real, human, ongoing support.
No more getting ghosted after signing a contract.
No more paying for bloated one-size-fits-all plans.
No more brokers who push paperwork and quick sales instead of strategy and intention.
Get In Touch With Us
Ready to see what benefit options there are to support your organization? Click the button to book a consultation, or take our quiz if you're unsure where to start!
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